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Zakat knowledge base

Understanding Zakat

A practical guide to what Zakat is, when it becomes due, how to calculate it, who can receive it, and how Ruhama handles it as a trust.

Study by topic

Start with the basics, then go deeper where your wealth needs it.

  • Start here

    What Zakat Is

    A clear explanation of Zakat as worship, purification, growth, and a right owed to eligible recipients.

    Read guide
  • Before you pay

    When Zakat Becomes Due

    The core conditions: Islam, zakatable wealth, ownership, nisab, and a full lunar year.

    Read guide
  • The math

    How to Calculate Zakat

    A practical calculation flow for ordinary cash, savings, gold, silver, and investments.

    Read guide
  • What to include

    Zakatable Assets

    How to think about cash, jewelry, business inventory, investments, retirement accounts, and loans.

    Read guide
  • Who can receive it

    Eligible Zakat Recipients

    The eight Quranic categories and why not every good cause is automatically Zakat eligible.

    Read guide
  • How Ruhama handles it

    Giving Zakat Through Ruhama

    How Zakat donations are marked, separated, verified, distributed, and reported back.

    Read guide

The short version

Zakat is the third pillar of Islam. It is not simply generosity or a seasonal fundraiser. It is an act of worship with intention, timing, eligible wealth, a required amount, and eligible recipients.

These guides offer donors a clear starting point before giving through Ruhama.

For business wealth, retirement accounts, loans, inherited funds, children's wealth, or unresolved past years, speak with a qualified scholar or Zakat advisor.

"Take from their wealth a charity by which you purify them and cause them increase, and pray for them."

Surah At-Tawbah (9:103)

Ready to give?

Mark your donation as Zakat at checkout. Ruhama separates it from general donations, verifies recipient eligibility, and sends it to families who qualify.